Higgins was born on 28 August 1886 in Columbus, Nebraska. Not one for academics, Higgins completed three years of school at Creighton High Prep before being tossed out for brawling. He left his native town in 1906 to enter the lumber business in Mobile, Alabama. Four years later, Higgins became manager of a German-owned lumber-importing firm in New Orleans. In 1922, he formed his own company, the Higgins Lumber and Export Co., importing hardwood from the Philippines, Central America, and Africa and exporting bald cypress and pine. In pursuing these ends he acquired a fleet of sailing ships—said to have been the largest under American registry at that time. To service this fleet, he established his own shipyard which built and repaired his cargomen as well as the tugs and barges needed to support them.
In 1926, four years after founding the Higgins Lumber and Export Co., the industrialist and shipbuilder designed the Eureka boat, a shallow-draft craft for use by oil drillers and trappers in operations along the Gulf coast and in lower Mississippi River. With a propeller recessed into a semi-tunnel in the hull, the boat could be operated in shallow waters where flotsam and submerged obstacles would render more usual types of propellers almost useless. Higgins also designed a "spoonbill" bow for his craft, allowing it to be run up onto riverbanks and then to back off with ease. His boats proved to be record-beaters; and, within a decade, he had so perfected the design that they could attain high speed in shallow water and turn practically in their own length.
During World War II, Higgins' industrial plants turned out a variety of equipment for the Navy: Landing Craft, Motor Torpedo Boats (PT Boats), Torpedo tubes, Gun Turrets, and Smoke Generators. Over 20,000 boats were produced during the war.
During the war, Higgins became associated with Preston Tucker, who would later become famous for the controversial financing and development of the revolutionary 1948 Tucker Sedan. Tucker had gained the attention of the US Navy by developing a well designed gun turret which became known as the Tucker Turrett, and formed the Tucker Aviation Corporation. Higgins acquired Tucker Aviation Corporation in March 1942, and Tucker moved to New Orleans, Louisiana to serve as a vice-president of Higgins Industries, specifically in charge of the Higgins-Tucker Aviation division. This entity produced Tucker gun turrets, armament and engines for Higgins' torpedo boats. This relationship did not work out and Tucker severed his association with Higgins in 1943. Higgins referred to Preston Tucker as "the greatest salesman in the world."
The inventor and holder of some 30 patents pertinent to amphibious landing craft and vehicles, Andrew J. Higgins died in New Orleans on 1 August 1952, and was buried in Metairie Cemetery.
In 1987, the Fleet Oiler, USNS Andrew J. Higgins (T-AO-190) was named in his honor. There is a memorial to Andrew Higgins in Columbus, Nebraska; a seven-mile (11 km) segment of U.S. Route 81 south of Columbus is designated as the "Andrew Jackson Higgins Expressway".
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